Rethink a money habit, but make your own decisions.
You set the tone until roughly 9:25 AM UTC, as the Moon finishes its pass through Capricorn, your 1st house of self. Then it steps into Aquarius, your 2nd, and practical questions about spending take over.
Meeting Pluto there near 4:05 PM UTC, the Moon asks for a firm rethink of one money habit. At about 8:30 PM UTC a friend may question your plan; write down their best point, then decide on your own terms.