Migrant Women in U.S. Cities Form Mutual Aid Networks to Address Gaps in Safety Net
In U.S. cities, migrant women are establishing informal mutual aid networks, such as 'tandas' or rotating savings and credit associations, to create a safety net for their communities. These groups, often consisting of 10 to 12 members, pool money and resources, with each member receiving the collective sum in rotation. The arrangements are typically unwritten and rely on trust and reputation rather than formal banking systems or legal contracts. These networks provide financial support for needs like rent, and also offer emotional support, shared information, and practical assistance, particularly for those who may lack legal status, struggle with English, or are paid in cash, making formal institutions less accessible. This practice is not unique to Mexican communities but is a global phenomenon found across Africa, Asia, the Caribbean, and India, demonstrating a widespread reliance on community-based support systems.