Survey Reveals Nearly 1 in 4 Americans Stuck in Jobs for Health Insurance
A recent survey by the West Health-Gallup Center on Healthcare in America has highlighted a significant issue affecting the U.S. workforce: nearly 24% of workers feel unable to leave their jobs due to the fear of losing their health insurance. This phenomenon, known as 'job lock,' has increased by 8 percentage points since 2021. The survey, conducted between late October and late December of the previous year, also found that the percentage of Americans who can consistently afford healthcare has dropped to 49%, marking a five-year low. The problem is particularly acute among individuals with medical debt, chronic conditions, and women. The expiration of pandemic-era enhanced premium tax credits for Affordable Care Act marketplace plans at the end of 2025 has contributed to rising costs, prompting many to cling to employer-sponsored plans.