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Dave Ramsey, Charles Schwab raise red flag on IRAs, Roth IRAs

Dave Ramsey, Charles Schwab raise red flag on IRAs, Roth IRAs

Americans saving for retirement remain focused on maximizing the money they will have available once they stop working, and Individual Retirement Accounts (IRAs) play a central role in that planning. As households evaluate tax treatment, contribution strategies, and long‑term investment choices, ...
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Vanguard, IRS send urgent message on 401(k)s, IRAs

Vanguard, IRS send urgent message on 401(k)s, IRAs

Americans working to build a secure retirement know that every dollar they contribute to 401(k) plans and Individual Retirement Accounts (IRAs) today shapes the life they hope to enjoy tomorrow. Whether they dream of traveling the world, supporting family, or simply living with peace of mind, ...
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Travel Writer Reflects on Retirement Planning Oversight

Travel Writer Reflects on Retirement Planning Oversight

Travel Writer Reflects on Retirement Planning Oversight
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Early Retirees Share Strategies for Financial Independence and Savings

Early Retirees Share Strategies for Financial Independence and Savings

Early Retirees Share Strategies for Financial Independence and Savings
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Melia Advisory Group Launches Income-First Strategy for Tulsa Retirees' IRA and 401(k) Management

Melia Advisory Group Launches Income-First Strategy for Tulsa Retirees' IRA and 401(k) Management

Melia Advisory Group Launches Income-First Strategy for Tulsa Retirees' IRA and 401(k) Management
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Senior Living Communities by Cost Across US States in 2026

Senior Living Communities by Cost Across US States in 2026

Planning for senior living means understanding the financial landscape, which is constantly shifting. By 2026, national average costs for various senior living options are projected to increase by over 10% from 2023 levels. This rise impacts everything from independent living to specialized memory care. Your location in the US plays a huge role, with some states costing thousands more per month than others for similar services. Ignoring these state-by-state differences could significantly drain retirement savings faster than anticipated. We'll explore these variations and strategies to navigate them.
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President Trump's Executive Order Expands Retirement Savings for Workers

President Trump's Executive Order Expands Retirement Savings for Workers

Jessica Anderson, a spokesperson for Save Match Grow and president of the Sentinel Action Fund, appeared on CNBC's 'Squawk Box' to discuss President Trump's recent executive order aimed at expanding retirement savings options for workers lacking access to company-backed plans. The initiative, known as American Dream Accounts, seeks to provide a federal match to encourage savings in Individual Retirement Accounts (IRAs). This move is part of a broader effort to enhance financial security for American workers, particularly those in small businesses or gig economy jobs who traditionally do not have employer-sponsored retirement plans.
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AARP sounds alarm on major 401(k), Social Security change

AARP sounds alarm on major 401(k), Social Security change

Retirement planning is entering a period of major transition, and Americans mapping out their financial futures will need to keep a close eye on what’s coming. Several SECURE 2.0 Act provisions are now reshaping 401(k) rules, potentially affecting how workers save and withdraw from their accounts. ...
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Retirees Face Financial Strain as Inflation Erodes Savings

Retirees Face Financial Strain as Inflation Erodes Savings

A recent survey by investment firm Schroders highlights that 90% of retirees are concerned about inflation diminishing the value of their assets. This concern is part of a broader fear among retirees of outliving their savings. The survey, which included about 400 retirees, reveals that one in five retirees is struggling financially. The financial turbulence faced by retirees has been exacerbated by inflation rates remaining above the Federal Reserve's 2% target and market fluctuations affecting retirement balances. Additionally, a separate study by Allianz found that 67% of investors are more worried about outliving their savings than dying. The cost of living adjustment (COLA) for Social Security in 2026 was 2.8%, which is below the inflation rate, leading to a loss in purchasing power for seniors relying on these benefits.
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EBRI traced 89% of retirement savings loss to one gap

EBRI traced 89% of retirement savings loss to one gap

New research suggests that for millions of retirees without a pension, money disappears faster than expected when a critical source of income is missing. The Employee Benefit Research Institute published findings on May 15, 2026, examining how household savings shift over the course of more than 20 ...
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Rising Healthcare Costs Threaten Retirement Savings for Americans

Rising Healthcare Costs Threaten Retirement Savings for Americans

Rising Healthcare Costs Threaten Retirement Savings for Americans
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Fidelity says retirees have annuities all wrong

Fidelity says retirees have annuities all wrong

Annuities have earned a reputation for complexity and high costs, and this keeps millions of Americans from considering products that could strengthen their retirement plans. Total U.S. annuity sales climbed 7% to $464.1 billion in 2025, marking a fourth consecutive year of record-breaking demand, ...