Severe Convective Storms Overtake Hurricanes as Top Weather Risk for Homeowners
New research indicates that tornadoes, hail, and powerful winds linked to climate change now pose a greater threat to homeowners than hurricanes and other forms of extreme weather. In 2025, insurance payouts from severe convective storms (SCS) surpassed those from cyclones, making them the costliest insured natural disasters globally. The U.S. is particularly affected, with significant financial losses due to the concentration of insured properties. 
