Kristin Collier's Decade-Long Battle to Remove $200,000 Fraudulent Debt
Kristin Collier discovered at age 22 that she had over $200,000 in debt under her name, including student loans and credit card balances, which she did not incur. This debt was fraudulently taken out by her mother, who was struggling with a gambling addiction. Collier's mother admitted to borrowing the money using her daughter's name. Over the next decade, Collier worked to have these debts removed from her record, a process complicated by her decision not to pursue criminal charges against her mother. Eventually, she used the bankruptcy process to negotiate the removal of the debt. Collier's experience highlights the broader issue of debt in American families, as detailed in her book, 'What Debt Demands: Family, Betrayal, and Precarity in a Broken System.' 
