Congressman Greg Murphy Introduces Bill to Include DTC Drug Purchases in Deductibles
North Carolina Republican Greg Murphy, a physician and member of the House of Representatives, has introduced the Every Dollar Counts Act. This bill aims to require insurers to count the cost of drugs purchased through direct-to-consumer (DTC) platforms towards patients' deductibles and out-of-pocket maximums. Murphy argues that as patients increasingly turn to DTC platforms for more affordable drug prices, especially for branded medications, they face financial burdens when these costs are not applied to their insurance deductibles. The bill seeks to alleviate these burdens by ensuring that expenditures on DTC drug purchases contribute to meeting insurance out-of-pocket requirements. Murphy's initiative follows the launch of TrumpRx, a platform introduced by President Trump, which has secured favorable pricing deals with major drug manufacturers. 
