Medigap Premiums Surge, Leaving Consumers with Limited Options
Medigap premiums are experiencing significant increases, with some policyholders facing hikes as high as 45%. This trend is becoming more common, with double-digit increases now the norm. Factors contributing to these rising costs include increased use of medical services, an aging population, and higher labor and medical costs. The most popular Medigap plan, Plan G, has seen rate increases ranging from 12% to over 26% in early 2026. These increases are putting financial pressure on the 12 million Americans who rely on Medigap policies to cover costs not included in traditional Medicare. 
