San Diego Housing Affordability Remains Low Despite Steady Conditions
In San Diego County, housing affordability remained a challenge during the second quarter of 2026, with only 17% of households able to afford the median-priced single-family home at $1.075 million. This figure is unchanged from the previous quarter but slightly improved from 16% a year earlier. The California Association of Realtors reported that despite steady conditions, elevated housing costs and borrowing expenses continue to limit homeownership opportunities. Statewide, housing affordability fell to 19% as mortgage rates increased to 6.54%, and the median home price rose to $916,750.