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U.S. Housing Market Faces K-Shaped Trajectory with Falling Prices in Many Regions, Rising in Select Metros

U.S. Housing Market Faces K-Shaped Trajectory with Falling Prices in Many Regions, Rising in Select Metros

U.S. Housing Market Faces K-Shaped Trajectory with Falling Prices in Many Regions, Rising in Select Metros
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Mortgage Refinancing Demand Remains Low Despite Recent Rate Drop

Mortgage Refinancing Demand Remains Low Despite Recent Rate Drop

Mortgage Refinancing Demand Remains Low Despite Recent Rate Drop
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U.S. Housing Market Experiences Cooling Amidst High Mortgage Rates, Impacting Demand and Construction

U.S. Housing Market Experiences Cooling Amidst High Mortgage Rates, Impacting Demand and Construction

U.S. Housing Market Experiences Cooling Amidst High Mortgage Rates, Impacting Demand and Construction
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Temporary Buydown Strategy Offers Homebuyers Immediate Payment Relief Amidst High Mortgage Rates

Temporary Buydown Strategy Offers Homebuyers Immediate Payment Relief Amidst High Mortgage Rates

Temporary Buydown Strategy Offers Homebuyers Immediate Payment Relief Amidst High Mortgage Rates
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Mortgage Executives Anticipate Rates to Reach 7.5% or Higher by Mid-2027

Mortgage Executives Anticipate Rates to Reach 7.5% or Higher by Mid-2027

Mortgage Executives Anticipate Rates to Reach 7.5% or Higher by Mid-2027
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U.S. Home-Sale Prices Decline for Third Consecutive Week, Offering Relief to Homebuyers

U.S. Home-Sale Prices Decline for Third Consecutive Week, Offering Relief to Homebuyers

U.S. Home-Sale Prices Decline for Third Consecutive Week, Offering Relief to Homebuyers
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Mortgage Rates Decline for Third Consecutive Week, Offering Relief to Homebuyers

Mortgage Rates Decline for Third Consecutive Week, Offering Relief to Homebuyers

Mortgage Rates Decline for Third Consecutive Week, Offering Relief to Homebuyers
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Mortgage Applications Decline Amidst Fluctuating Rates, Refinance Activity Stagnates

Mortgage Applications Decline Amidst Fluctuating Rates, Refinance Activity Stagnates

Mortgage Applications Decline Amidst Fluctuating Rates, Refinance Activity Stagnates
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Gen Z Prioritizes Homeownership Over Dream Jobs, Many Move Back Home to Save

Gen Z Prioritizes Homeownership Over Dream Jobs, Many Move Back Home to Save

A new Harris Poll data, commissioned by Coldwell Banker Real Estate, reveals that approximately 28% of Gen Z adults would choose their dream home over their dream job. This generation, with 92% of non-homeowners aspiring to buy a home, is making significant trade-offs to achieve this goal. A notable trend is the increasing number of Gen Z individuals moving back in with their parents or in-laws to save money for a home, with over three-quarters having done so or considered it. This reflects a broader pattern of young Americans delaying traditional adult milestones due to a stifling cost-of-living crisis. According to a 2026 Realtor.com report, a record 25.2 million U.S. adults under 35 lived with their parents in 2025, surpassing even pandemic-era surges. Despite living at home, around 70% of 25- to 34-year-olds in this situation are employed, and 72% contribute financially to the household.
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National Association of Realtors Report Reveals Aging Homebuyers and Persistent Affordability Challenges for Younger Generations

National Association of Realtors Report Reveals Aging Homebuyers and Persistent Affordability Challenges for Younger Generations

The National Association of Realtors (NAR) 2026 'Profile of Home Buyers and Sellers' indicates a U.S. housing market characterized by an aging buyer demographic and significant affordability hurdles for younger individuals. The report, which covers transactions from July 2025 to June 2026, shows that the typical homebuyer is 58 years old, with repeat buyers averaging 62. These older buyers often possess substantial equity and higher incomes, with 30% of repeat buyers making all-cash purchases. Homeowners are also holding onto their properties for a record 12 years before selling. First-time buyers represent only 22% of the market, a slight increase from the previous year's low of 21%, but still far below historical norms of around 40%. The median age for first-time buyers has risen to 40, compared to the late 20s in the 1980s. A notable trend among first-time buyers is the increase in all-cash purchases, now at 10%, often facilitated by wealth transfers from older generations. Younger households, particula...
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U.S. 30-Year Mortgage Rate Falls to 7.18%, Marking Third Consecutive Weekly Decline

U.S. 30-Year Mortgage Rate Falls to 7.18%, Marking Third Consecutive Weekly Decline

U.S. 30-Year Mortgage Rate Falls to 7.18%, Marking Third Consecutive Weekly Decline
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Homebuyers Reconsider Adjustable-Rate Mortgages Amidst Stubbornly High Interest Rates

Homebuyers Reconsider Adjustable-Rate Mortgages Amidst Stubbornly High Interest Rates

Homebuyers Reconsider Adjustable-Rate Mortgages Amidst Stubbornly High Interest Rates