Spain's Digital Nomad Visa Requires Specific Health Insurance for Long-Term Stays
Spain's digital nomad visa, established under Law 14/2013, mandates specific health insurance coverage for all long-term visa applicants. Immigration officers require proof of either public or private health coverage from an insurer authorized to operate within Spain. Crucially, policies with waiting periods before coverage begins are not accepted, and the insurer must be officially authorized in Spain. This requirement often rules out generic travel insurance and many international plans sold outside Spain, which may include co-pays, exclusions, or waiting periods. For 2027, Spanish insurers like ASISA, DKV, and Sanitas are considered reliable options, with monthly costs ranging from approximately 37 to 108 euros, depending on age and province. These plans are typically 'sin copagos' (no co-pays) and are accepted for visa purposes.
