Mortgage Delinquency Rates Rise in 20 U.S. States Amid Economic Pressures
A recent study by WalletHub has identified 20 U.S. states where mortgage delinquency rates have increased significantly from Q4 2025 to Q1 2026. The study highlights the financial strain on homeowners, with many unable to keep up with mortgage payments due to high interest rates and additional costs such as property taxes and insurance. Vermont experienced the highest increase in delinquency rates, with a 12.32% rise, while Delaware followed with a 6.92% increase. Despite some states like Wyoming, Nebraska, and Mississippi seeing decreases in delinquency rates, the overall trend indicates growing financial challenges for homeowners across the country.