Trump Administration Announces Disenrollment of 760,000 ACA Enrollees Over Fraud Claims, Following Expiration of Enhanced Tax Credits
The Trump administration has announced the planned disenrollment of 760,000 individuals from Affordable Care Act (ACA) plans due to claims of fraud. This development follows the expiration of enhanced premium tax credits at the end of 2025, which had previously led to 95,000 Alabamians, approximately 23% of the state's enrollees, exiting the marketplace. Enrollment in the ACA, also known as Obamacare, had seen a steady increase from 2020 to 2025, reaching over 427,000 Alabamians, largely due to these enhanced tax credits that made coverage more affordable for a wider range of income levels. The Centers for Medicare and Medicaid Services (CMS) attributes most of the disenrollments to unauthorized enrollments by 'bad actors' in insurance brokerage, noting that an estimated 80% of enrollments are supported by brokers. Some disenrollments are also linked to enrollees who had not filed an insurance claim within a year, which CMS suggests could indicate enrollment without their knowledge.
