President Trump's Health Account Proposal Leaves Millions in Debt
President Trump's proposal for health accounts, paired with high-deductible health plans, has been implemented in the past, resulting in significant medical debt for many Americans. Sarah Monroe, a middle-class resident from Cleveland, experienced this firsthand when she was diagnosed with a heart condition during her pregnancy, leading to over $13,000 in medical debt despite having insurance. High-deductible plans require individuals to pay substantial out-of-pocket costs before insurance coverage begins, a model that has gained attention from GOP leaders as an alternative to government-subsidized healthcare. These plans were initially intended to empower patients to seek cost-effective care, but have often resulted in financial strain due to rising medical costs and the impracticality of shopping for complex medical services.