New Jersey Families Urged to File FAFSA to Maximize College Aid Opportunities
In New Jersey, completing the Free Application for Federal Student Aid (FAFSA) has become a graduation requirement unless parents opt out. Despite some families assuming they earn too much to qualify, filing the FAFSA is crucial as it is used not only for need-based aid but also for merit scholarships and some private scholarships. The application is free, and there is no downside to applying. Families are advised to use each school's net price calculator to estimate actual costs after scholarships and grants, which can sometimes make private colleges more affordable than in-state public universities. Meeting deadlines is essential, as some financial aid is awarded on a first-come, first-served basis. Additionally, college costs are often negotiable, and students can appeal their aid package if their financial situation changes. 
