Explore

TheStreetTheStreet
Dave Ramsey has blunt warning on 401(k)s, IRAs

Dave Ramsey has blunt warning on 401(k)s, IRAs

The bestselling personal finance author cautions Americans about a serious retirement savings mistake to avoid.
TheStreetTheStreet
America's retirement 'magic number' just hit another record

America's retirement 'magic number' just hit another record

Most people have a retirement number in their head. A new record shows how fast that number keeps moving.
TrendlineTrendline
Retirees Face Psychological Barrier to Spending Savings Despite Financial Security

Retirees Face Psychological Barrier to Spending Savings Despite Financial Security

Retirees Face Psychological Barrier to Spending Savings Despite Financial Security
Rapid ReadRapid Read
IRS Notifies Taxpayers About New Saver's Match Retirement Benefit

IRS Notifies Taxpayers About New Saver's Match Retirement Benefit

The IRS has begun sending notices to taxpayers who may be eligible for the new Saver's Match program, a retirement benefit authorized by the 2022 Secure 2.0 retirement legislation. This program, set to debut in the 2027 tax year, will provide income-eligible retirement savers with a matching annual contribution of up to $1,000 for single filers and $2,000 for joint filers. The IRS sent CP321J notices to individuals who claimed the previous saver's credit on their 2025 tax return or whose 2025 income fell within the eligibility range. The benefit applies to savings in workplace plans like 401(k)s or individual retirement accounts. Taxpayers will claim the Saver's Match using a new Form 8880-A when filing their 2027 tax return in 2028. This initiative aims to replace the existing saver's credit, which was a nonrefundable tax credit that could only reduce a tax bill to zero, offering minimal benefit to low-income households with little to no tax liability.
TrendlineTrendline
Retirement Date Selection Influenced by Tax, Benefit, and Employer Calendars in 2026

Retirement Date Selection Influenced by Tax, Benefit, and Employer Calendars in 2026

Retirement Date Selection Influenced by Tax, Benefit, and Employer Calendars in 2026
TrendlineTrendline
Study Reveals Majority of U.S. Workers Expect to Restrict Spending in Retirement

Study Reveals Majority of U.S. Workers Expect to Restrict Spending in Retirement

Study Reveals Majority of U.S. Workers Expect to Restrict Spending in Retirement
TrendlineTrendline
Roundhill Weekly T-Bill ETF Offers Weekly Income and State Tax Exemption for Investors

Roundhill Weekly T-Bill ETF Offers Weekly Income and State Tax Exemption for Investors

Roundhill Weekly T-Bill ETF Offers Weekly Income and State Tax Exemption for Investors
Rapid ReadRapid Read
Poverty Rate Among Older Americans Rises, AARP Foundation Survey Reveals

Poverty Rate Among Older Americans Rises, AARP Foundation Survey Reveals

A new survey by the AARP Foundation indicates a concerning trend: the poverty rate among older Americans has been steadily rising for five consecutive years, bucking the national trend of declining poverty. This survey focuses on low-income older adults, including those in the crucial years before retirement (ages 50 to 64), to understand their financial struggles. Claire Casey, President of the AARP Foundation, reported that over 60% of respondents worry about affording food, and more than 40% experienced food shortages in the past month. Additionally, most older adults surveyed lack sufficient savings to cover a $500 emergency expense, and nearly a third reported a significant drop in household income recently. These findings suggest that older low-wage workers are particularly vulnerable to economic shocks and long-term unemployment.
TrendlineTrendline
Understanding Life Insurance: Term vs. Whole Life Policies

Understanding Life Insurance: Term vs. Whole Life Policies

Understanding Life Insurance: Term vs. Whole Life Policies
TheStreetTheStreet
Social Security's biggest check locks out most retirees

Social Security's biggest check locks out most retirees

A single income threshold separates most retirees from the program's highest benefit.
TheStreetTheStreet
Vanguard flags a sobering debt gap facing most heirs

Vanguard flags a sobering debt gap facing most heirs

The typical inherited retirement account falls $35,000 short of what the heir owes.
TrendlineTrendline
Self-Directed IRAs Offer Broader Investment Options Beyond Traditional Brokerage Menus

Self-Directed IRAs Offer Broader Investment Options Beyond Traditional Brokerage Menus

Self-Directed IRAs Offer Broader Investment Options Beyond Traditional Brokerage Menus