Medicare Program Provides Comprehensive Health Coverage for Seniors and Individuals with Disabilities
Medicare is a federal health insurance program in the U.S. primarily designed for individuals aged 65 or older, and certain younger people with disabilities, including those with End-Stage Renal Disease (ESRD) and Amyotrophic Lateral Sclerosis (ALS). The program is structured into four main parts. Part A, known as Hospital Insurance, covers inpatient hospital stays, skilled nursing facility care, hospice care, and some home health services. Part B, or Medical Insurance, addresses outpatient care, doctor visits, preventive services, and medical supplies. Together, Parts A and B constitute Original Medicare. Part C, Medicare Advantage Plans, are offered by private insurance companies and combine the benefits of Parts A and B, often including Part D and additional benefits like dental, vision, and hearing coverage. Part D provides prescription drug coverage through private health plans. Eligibility for Medicare generally requires individuals to be 65 years old and have paid into the system through payroll tax...