Taiwan Insurance Sector Sees 43.3% Profit Decline Due to Life Insurance Losses
Taiwan's insurance industry experienced a significant decline in profits, with pre-tax earnings dropping by 43.3% year-on-year to $6.2 billion as of December 2025. This downturn was primarily driven by a substantial decrease in life insurance sector profits, which fell by 50.3% to $5.0 billion. In contrast, non-life insurers saw a 41.5% increase in pre-tax profits, reaching $1.2 billion. The total owners' equity of insurance companies stood at $92.2 billion, with life insurers accounting for the majority at $86.7 billion, marking a 4.9% increase from the previous year. Currency fluctuations, particularly the appreciation of the Taiwan dollar against the US dollar, significantly impacted life insurers' balance sheets, resulting in a net negative impact of $26.3 billion on the foreign exchange valuation reserve. 
