What's a DLC?
A Digital Life Certificate (DLC) is essentially a digitized version of the physical Life Certificate. It serves as proof that a pensioner is still alive
and entitled to receive their pension. This certificate is crucial for EPS pensioners in India, as it's required for the continued disbursement of their pension payments. The DLC eliminates the need for pensioners to physically visit banks or government offices to submit their life certificates annually, streamlining the process and reducing administrative burdens. The goal is to make life easier for pensioners by making the certification process convenient and accessible.
Doorstep Banking Explained
The doorstep banking service offers a convenient way for EPS pensioners to submit their DLC. This service allows pensioners to schedule a visit from a representative of India Post or participating banks. During this visit, the representative will assist the pensioner in submitting their DLC. This eliminates the need for pensioners to travel to designated locations, saving them time and effort. The service is particularly beneficial for elderly or differently-abled pensioners who may find it challenging to visit physical locations. The doorstep banking service is aimed at making the process hassle-free.
Availing the Service
To avail of the doorstep banking service, EPS pensioners need to book a slot. This can typically be done through a dedicated portal, mobile application, or by contacting the relevant service provider. Upon booking a slot, the pensioner will receive a confirmation with the date and time of the visit. During the visit, the representative will verify the pensioner's identity and assist in generating and submitting the DLC. It is essential to keep required documents such as the pension payment order (PPO) number, Aadhaar number, and mobile number ready for verification. The entire process is designed to be user-friendly.
Successful Submission Criteria
The submission of a DLC is considered successful when the pensioner receives confirmation from the service provider, such as India Post or the bank. This confirmation typically includes a transaction ID or a reference number, which serves as proof of successful submission. The DLC is then transmitted to the EPFO (Employees' Provident Fund Organisation), which validates the information and continues pension payments accordingly. Pensioners can usually track the status of their DLC through the same portal or application used for booking the service. It's advisable to retain the confirmation details for future reference.
