RBL Bank Q2 deposits up 8% to ₹1.17 lakh crore; gross advances cross ₹1 lakh crore

Private sector lender RBL Bank Ltd on Friday (October 3, 2025) reported its provisional business update for the quarter ended September 30, 2025.

Total deposits rose 8% year-on-year to ₹1,16,665 crore as

against ₹1,07,959 crore in the same quarter last year, and up 3% sequentially from ₹1,12,734 crore in June 2025. Deposits below ₹3 crore stood at ₹59,441 crore, up 14% year-on-year and 3% quarter-on-quarter, accounting for nearly 51% of overall deposits.

The bank’s CASA deposits increased 3% year-on-year to ₹37,169 crore compared with ₹36,224 crore a year ago. However, the CASA ratio declined to 31.9% in September 2025 from 33.6% in the year-ago period. Liquidity coverage ratio averaged 127% during the quarter.

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Gross advances crossed the ₹1 lakh crore mark, reaching ₹1,02,350 crore, reflecting a 14% year-on-year and 6% quarter-on-quarter growth. Retail advances grew 11% year-on-year and 5% quarter-on-quarter, while wholesale advances rose 20% year-on-year and 6% quarter-on-quarter. Within wholesale, commercial banking advances registered a 33% year-on-year and 5% quarter-on-quarter increase.

In the retail segment, secured retail advances surged 29% year-on-year and 10% quarter-on-quarter, while unsecured retail advances declined 7% year-on-year. The overall retail-to-wholesale advance mix stood at approximately 60:40. The bank said it continues to focus on strengthening its granular retail deposit base.

Shares of RBL Bank Ltd ended at ₹275.10, down by ₹0.15, or 0.054%, on the BSE.

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