Bank of India (BOI) reported a 7.6% year-on-year (YoY) rise in net profit to ₹2,554 crore for the quarter ended September (Q2 FY26), compared to ₹2,373 crore in the same period last year, aided by healthy
loan growth and improved asset quality.
The lender’s net interest income (NII), however, inched down 1.2% YoY to ₹5,914 crore from ₹5,985 crore. Despite the marginal decline in NII, overall business growth remained robust.
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#2QWithCNBCTV18 | Bank Of India report its #Q2Results ;
????Net Profit Up 7.6% At ₹2,554 Cr Vs ₹2,373 Cr (YoY)
????NII Down 1.2% At ₹5,914 Cr Vs ₹5,985 Cr (YoY)
????Gross NPA At 2.54% Vs 2.92% (QoQ)
????Net NPA At 0.65% Vs 0.75% (QoQ) pic.twitter.com/8sbL2IsNkr
— CNBC-TV18 (@CNBCTV18Live) October 17, 2025
Global advances grew 14.03% YoY to ₹7.09 lakh crore, while global deposits rose 10.08% during the quarter. Sequentially, advances expanded 5.46% from ₹6.22 lakh crore in the previous quarter. The bank’s CASA ratio improved to 41.18%, up from 39.39% in the previous corresponding period, indicating a stronger low-cost deposit base.
Asset quality also strengthened further, with gross NPAs falling to 2.54% from 2.92% QoQ and net NPAs easing to 0.65% from 0.75%.
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