ESAF SFB Q2 Update: Deposits up 6% at ₹22,894 crore; secured advances jump 62%

Thrissur-based lender ESAF Small Finance Bank Ltd

on Saturday (October 4) reported a 5.93% year-on-year (YoY) growth in total deposits, reaching ₹22,894 crore as of September 30, 2025. CASA deposits rose 13.67% YoY to ₹6,046 crore during the same period. The CASA ratio improved to 26.41% as of September 30, 2025, compared with 24.61% a year earlier.

Gross advances increased by 4.35% YoY to ₹19,137 crore as of September 30, 2025. Secured advances saw a significant 62.31% surge, touching ₹11,711 crore. These include gold loans, mortgage, mobility, MSME, and agriculture portfolios. The share of secured advances in total advances rose sharply to 61.20% from 39.34% in the previous year.

The bank’s customer base reached 97.76 lakh as of September 30, 2025, with 1.96 lakh new customers added during the quarter. As of September 30, 2025, ESAF Bank’s distribution network comprised 788 branches, 718 ATMs, and 1,113 Customer Service Centres, spanning 24 states and two union territories.

Shares of ESAF Small Finance Bank Limited ended at ₹30.09, down by ₹0.49, or 1.66%, on the BSE.