Tata AIA Life Insurance Co. Ltd. introduces the Tata AIA Multicap Opportunities Fund and the Tata AIA Multicap Opportunities Pension Fund. These funds offer a diversified equity strategy, anchored to the Nifty
500 Index, providing broad-based exposure to India’s economic growth across large, mid, and small caps.
Both funds will be available for subscription at an initial price of ₹10 per unit during the New Fund Offer (NFO) period from 24 December 2025 to 31 December 2025. Investors can access these funds through
Tata AIA’s Unit Linked Insurance Plans (ULIPs), which offer market-linked growth alongside the security of life insurance cover.
Fund Features:
• Equity Exposure: 60% to 100%
• Debt and Money Market Instruments: Up to 40% (for risk management across market conditions)
• Benchmark: Nifty 500 Index, capturing over 90% of India’s free-float market capitalization
Designed for Long-Term Investors with Protection
The Multicap Opportunities Fund offers a balanced approach to investing, combining large-cap stability with the growth potential of mid- and small-cap stocks. The flexible portfolio structure ensures that investors can manage risks while capitalizing on India’s diverse growth opportunities.
By offering these funds through ULIPs, Tata AIA enables consumers to plan for both wealth creation and family protection in one integrated, long-term solution. Additionally, tax benefits may apply as per prevailing tax laws.
Why Consumers May Consider the Multicap Opportunities Funds:
• Diversification in One Fund: Exposure across multiple market segments to reduce concentration risk
• Balanced Growth and Stability: Large caps provide resilience, while mid- and small caps offer growth potential
• Risk Management: Flexibility to allocate up to 40% to debt and money market instruments
• Long-Term Wealth Creation: A Multicap strategy to navigate volatility and participate in India’s growth story
• Life Cover with Market-Linked Returns: Available through Tata AIA’s ULIPs
• Strong Benchmark Context: The Nifty 500 Index has outperformed major indices over 3-, 5-, and 10-year periods (as of 31 October 2025)
Product availability
Tata AIA Multicap Opportunities Fund will be available across the company’s Unit Linked Insurance Plans, including the Param Raksha Life series (Advantage, Growth, Pro and Maxima), Smart SIP, Fortune Pro, Wealth Pro, Smart Sampoorna Raksha Plus, Shubh Fortune and Tata AIA Pro Fit, among other eligible ULIP offerings. This provides consumers across protection, savings and wealth portfolios the ability to integrate diversified equity exposure into their long term financial plans.
The Multicap Opportunities Pension Fund will be offered under Tata AIA Smart Pension Secure and Tata AIA Premier Pension Secure, enabling policyholders to build retirement wealth through a disciplined, market linked framework.
Multi Cap Fund, India Consumption Fund, Top 200 Fund: S&P BSE 200.
Inception Dates: Top 200 Fund: 12 Jan 2009, Multi Cap Fund: 05 Oct 2015, India Consumption Fund: 05 Oct 2015.
Tata AIA has grown its Assets Under Management significantly to INR 141,656 cr (30 November 2025), translating to 20.85% YoY growth. This has been possible due to robust Individual New Business Premium income and exceptional investment performance.
