HDFC Bank Q3 Results: HDFC Bank, India’s largest private sector lender, on Saturday reported an 11.45 per cent jump in its standalone net profit to Rs 18,653.75 crore for the third quarter ended December
2025.
Its net profit had stood at Rs 16,735.5 crore in the corresponding period last year.
HDFC Bank reported interest income of Rs 76,751.16 crore for the quarter, a marginal 1% year-on-year increase from Rs 76,007 crore. Interest expenses, however, declined by nearly 3% to Rs 44,136 crore, compared with Rs 45,353 crore in the same quarter of the previous financial year.
Net interest income (NII), the bank’s key earnings metric, rose 6.4% year-on-year to Rs 32,615 crore in Q3 FY26, aided by steady loan growth and well-managed funding costs. Total income for the quarter increased to Rs 90,005 crore, compared with Rs 87,460 crore in the year-ago period.
HDFC Bank’s provisions and contingencies for the quarter stood at Rs 2,837.86 crore versus Rs 3,500.53 crore, QoQ, versus Rs 3,153.85 crore, YoY.
On asset quality, gross non-performing assets (GNPA) were at Rs 35,179 crore as of December 31, 2025, down from Rs 36,019 crore a year earlier. The gross NPA ratio improved to 1.24 per cent from 1.42 per cent in the corresponding period last year. Net NPAs stood at Rs 11,982 crore, compared with Rs 11,588 crore a year ago, while the net NPA ratio moderated to 0.42 per cent from 0.46 per cent.
