Kia’s mid-size SUV, the Seltos, continues to attract buyers with its blend of style, features, and competitive pricing. For prospective owners eyeing the base HTE O variant, understanding the full cost
of ownership, including financing, can help plan the purchase better.
On-Road Price in Delhi
The ex-showroom price of the Kia Seltos HTE O stands at Rs 10.79 lakh. Prospective buyers in Delhi must factor in additional charges including around Rs 1.08 lakh for registration (RTO), Rs 48,000 for insurance, and other miscellaneous fees of Rs 17,622. Altogether, the on-road price of the Seltos HTE O comes to approximately Rs 13.03 lakh.
EMI Estimates After Down Payment
For buyers opting to finance the purchase, a down payment of Rs 2 lakh reduces the bank loan to Rs 11.03 lakh. Assuming a 7-year car loan at an interest rate of 9%, the monthly EMI works out to Rs 17,750. Over the course of the loan, buyers will pay roughly Rs 3.87 lakh in interest, bringing the total outlay for the SUV, including on-road costs and interest, to about ₹16.91 lakh.
Market Position and Competitors
The Seltos HTE O competes with some of the best-selling mid-size SUVs in the market, including the Mahindra XUV 700, Tata Harrier, MG Hector, Maruti Suzuki Grand Vitara, Hyundai Creta, and Honda Elevate. Its sustained popularity underlines Kia’s success in establishing the model as a key player in the segment.
Features and Specifications
The Seltos is a 5-seater SUV available in both petrol and diesel variants, with multiple transmission options. It offers mileage of up to 20.7 km per litre. Key highlights include a 10.25-inch touchscreen infotainment system, panoramic sunroof, ventilated front seats, and 433 litres of boot space. Safety remains a strong point with six airbags and rear parking sensors in the base variant, while higher trims offer advanced features such as a 360-degree camera and ADAS Level 2 assistance.
For buyers seeking a feature-packed, reliable mid-size SUV with flexible financing options, the Kia Seltos HTE O presents a compelling choice, balancing affordability with modern technology and safety.
