What's Happening?
A live webinar scheduled during the 2026 Western Secondary Market Conference will focus on strategies for banks to scale their home-equity line of credit (HELOC) originations. The event aims to provide a framework for depository institutions to expand
their HELOC offerings without increasing risk, amidst growing competition from non-depository lenders and fintech companies. The webinar will feature discussions on credit risk management and the use of partner-branded digital lending platforms to enhance loan growth. Panelists include industry leaders from Curinos, Figure Lending LLC, and Upstart, with the session moderated by Ralph Armenta of HELN News.
Why It's Important?
The webinar addresses a critical challenge for traditional banks as they face increasing competition from fintech companies that offer faster and more user-friendly lending experiences. With approximately $11 trillion in tappable equity held by homeowners, the ability to effectively scale HELOC originations is vital for banks to maintain their market share. The insights provided during the webinar could help banks leverage digital platforms to match the speed and efficiency of fintechs, thereby preserving their dominance in the HELOC sector.
What's Next?
The outcomes of the webinar could influence the strategic direction of regional and midsize banks in the HELOC market. As banks explore digital lending solutions, they may implement new technologies and partnerships to enhance their service offerings. The conference, running from August 10-12, will provide further opportunities for industry stakeholders to discuss and collaborate on innovative approaches to lending.
