Gold's Price Volatility
Gold prices have been a hot topic. Several reports highlighted the shifts in gold rates, with fluctuating prices of 24K and 22K gold across different cities
on various dates. These changes reflect market dynamics, possibly influenced by profit-booking activities, with some reports noting the impact of geopolitical events and global economic indicators on the bullion market. Analysis indicates that if an investor had invested Rs 1 lakh in Sovereign Gold Bonds (SGBs), it could have turned into Rs 2.9 lakh, according to recent developments. This significant return showcases the potential of gold as a valuable investment tool, although the market is quite volatile, and the risks should be considered.
Income Tax Updates
Several announcements have affected income tax regulations. The ITR filing season saw a substantial number of returns filed, with 22.4 lakh updated returns and 26 lakh revised returns submitted by December 31st. Budget 2026 is expected to bring significant changes, including the potential phasing out of the old tax regime and the introduction of a new income tax law effective from April 1st, designed to simplify provisions. There's also speculation about joint tax filing for married couples and how these changes might affect taxpayers. The Income Tax Department is also reported to be tracking online spending and digital activity to some extent.
IPO and Market Action
The IPO market remains active, with the Bharat Coking Coal IPO being fully subscribed within the first hour of opening, and the Avana Electrosystems IPO receiving substantial interest, with both showcasing the current market sentiment. Other IPOs, like Victory Electric Vehicles and Gabion Technologies, also generated considerable attention. In the stock market, several companies have experienced price movements. For instance, HCL Tech's share price saw a decline after Q3 results, and Infosys's shares might have risen. Market analysts are also optimistic about Elara Capital setting a Nifty target of 30,000 for FY27. Furthermore, the Bombay Stock Exchange (BSE) and National Stock Exchange (NSE) operations are often affected by holidays, such as those related to Maharashtra Municipal Elections and bank holidays.
Banking and Finance
Developments in the banking sector include the launch of Capital Gains Account schemes by Karur Vysya Bank and ICICI Bank to assist taxpayers. Personal loan growth in India has seen an impressive surge, hitting 35% in 2025. This growth is driven by small-ticket loans. Also, the Reserve Bank of India (RBI) continues to influence financial policies, with new guidelines for banks. These guidelines are related to debit card benefits, and they cover various aspects of financial transactions. Bank employees have even planned a nationwide strike due to a demand for a 5-day work week.
Real Estate Trends
India's real estate market displays robust growth and change. Delhi-NCR saw a 39% quarterly jump in housing launches in Q4 2025, with the mid-segment leading supply. There's a notable rise in branded homes, with a 55% increase over the past five years. Also, capital inflows into India's real estate sector jumped to a record $14.3 billion in 2025. A new flat scheme is expected in an NCR city after Makar Sankranti, offering relief to the middle class. The forecast shows that office occupancy in Delhi-NCR is expected to exceed 80% by 2027. Some areas have seen price increases, with a 3BHK in Pune projected to rise from Rs 1.80 crore to Rs 2.15 crore.
