IPO Boom Ahead
India's primary market is poised for a significant year, with record-breaking IPO numbers already putting India at the top globally. Goldman Sachs and
JPMorgan expect the IPO boom to extend into 2026. Experts anticipate the primary market to potentially raise as much as Rs 4 lakh crore in the coming year. This surge in IPOs reflects a strong investor sentiment and the growing confidence in India's economic growth. This trend suggests opportunities, but it is important for investors to conduct thorough research.
Taxation and Finances
Several changes in taxation and financial regulations will influence the economic landscape. The New Income Tax Act 2025 is scheduled to be effective from April 1, and taxpayers should be aware of the updates. The deadline for filing belated ITR, linking PAN with Aadhaar, and completing GST returns was December 31. Those who missed the deadline may face consequences. Regarding EPFO, the new withdrawal rules in EPFO 3.0 have been released, and understanding these changes is crucial for managing PF money effectively. For freelancers and gig workers, essential tax planning is recommended as they prepare for 2026.
Market Performance Overview
The stock market saw considerable activity. Nifty ended 2025 up 10%, marking its 10th consecutive year of gains. The Sensex ended its final session of 2025 with an increase of 546 points. Multiple defense stocks, including BEL and Garden Reach, saw significant gains, with some zooming up to 45% YTD. Steel stocks also experienced a boost, jumping between 2-4%. Investors must monitor these sectors closely. The financial sector has shown resilience, with double-digit growth and falling NPAs strengthening Indian banks in 2024–25, according to the RBI.
Investment Strategies Examined
Analyzing various investment avenues reveals interesting perspectives. Mutual funds have shown varied performance in 2025, with top performers and laggards. Policybazaar data indicates a shift towards bigger health covers and longer policies among Indians. The Post Office FD offers an interest rate of 7.5%, making it an attractive option for some investors. Additionally, the article highlights the importance of timely action to avoid income tax refund delays. Understanding the trends in these financial instruments is crucial for informed decision-making.
Sector Specific Insights
Different sectors have shown varying performances. The defense sector, including companies like BEL and MTAR Tech, has shown robust growth. Auto gained, while FMCG lost in the market. Specific stocks to watch include IndiGo, Indian Hotels, Titan, Hyundai, Ola Electric, and RITES. The article also provides a glimpse into the quick commerce sector, with Zepto filing for an IPO. Several companies have recently launched IPOs, with varying subscription levels. Understanding these specific sector performances can help guide investment strategies.
Upcoming Economic Shifts
Several factors are set to influence the economy. The government is initiating discussions with RBI and PSBs regarding PSU bank mergers, potentially leading to more mega-lenders in 2026. The new excise duty on cigarettes and pan masala, effective from February 1, will lead to price hikes. Furthermore, the rising prices of gold and silver require close monitoring. All these changes will collectively reshape the economic landscape and influence financial planning for individuals and businesses.
Dates and Deadlines
Multiple deadlines have significant importance. The deadline for filing belated ITR, linking PAN with Aadhaar, and filing GST returns was December 31. Taxpayers should ensure compliance to avoid any penalties or complications. Kotak Mahindra Bank has set January 14, 2026, as the record date for a stock split. Keeping track of these important dates is essential for effective financial management and to stay updated with relevant changes and requirements.
