IPO Market Dynamics
India's primary market experienced an IPO frenzy, placing it at the top globally in terms of IPO numbers. Looking ahead to 2026, the primary market is
projected to target Rs 4 lakh crore. This signifies a continuation of the trend, demonstrating the market's strength. Goldman Sachs and JPMorgan expect the boom to extend into 2026. The increase in IPO activity also makes IPO document reading more accessible for retail investors. This simplification is a result of new rules implemented by SEBI, allowing more people to understand the financial market.
Banking Sector Strength
The banking sector in India is predicted to strengthen in 2024–25, driven by double-digit growth and falling NPAs. RBI data supports this positive outlook. Government discussions with the RBI and PSBs regarding PSU bank mergers also hint at an evolving banking environment, and more mega lenders are likely to emerge in 2026. This dynamic landscape reflects the banking sector's growing importance in the country's economic development.
Stock Market Outlook
The Nifty concluded 2025 with a 10% gain, marking a decade of continuous growth. The question remains whether this rally can continue into 2026. Motilal Oswal has identified 10 long-term stock picks for 2026, and is one way investors are preparing for the year. Additionally, market updates show stock movements, with certain stocks gaining while others decline. Investors also need to keep an eye on market holidays. NSE and BSE will observe holidays, including December 31 and January 1, 2026, which can affect trading activity and strategies.
Investment Strategies
A variety of investment avenues offer different returns and risk profiles. Analyzing SIPs, the article poses the question, 'Does investing more often boost returns?' The article provided details. Additionally, Post Office FD offers a 7.5% interest rate, illustrating the potential returns on fixed-income investments. Furthermore, investors are considering the benefits of mutual funds and how they have performed in 2025. Evaluating such schemes helps investors make informed decisions, ensuring their strategies are diversified and aligned with their financial goals.
Tax and Financial Planning
Tax planning is another crucial aspect for financial well-being, particularly for freelancers and gig workers. The Revised ITR deadline for AY 2025-26, and what taxpayers need to know is essential for compliance. Additionally, it highlights the importance of the December 31 deadline for tasks, including linking PAN with Aadhaar and filing belated ITRs. Understanding these deadlines and tax implications is crucial for individual financial planning. The Income Tax Department also offers refunds, and there is an alert to file revised ITRs.
