California's home insurance crisis hasn't let up. Across the state, homeowners are facing higher premiums, policy non-renewals, and fewer coverage options as insurers reduce exposure in wildfire-prone and other high-risk areas.
Some communities have been hit harder than others, prompting more residents to rely on the California FAIR Plan for basic coverage. This guide examines where insurance challenges are most severe, what's driving the changes, and whether recent state reforms are helping stabilize the market.
In this video, we'll also break down the latest data on rates and insurer activity, plus practical steps homeowners can take now, including shopping strategies, mitigation programs, and home-hardening upgrades that may help lower costs
and improve coverage options.
This article originally appeared on USA TODAY: California home insurance crisis continues as costs rise
