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IDBI Bank on Saturday reported almost flat profit at Rs 1,935 crore for the third quarter ended December 2025. The LIC-controlled bank reported a net profit of Rs 1,908
crore in the year-ago period. However, the bank's total income declined to Rs 8,282 crore during the quarter under review from Rs 8,565 crore in the same period last year, IDBI Bank said in a regulatory filing.
The bank's interest income also fell during the third quarter of the current fiscal year to Rs 7,074 crore against Rs 7,816 crore a year ago, PTI reported. The gross non-performing asset (NPA) ratio improved to 2.57 per cent as of December 31, 2025, compared to 3.57 per cent a year ago.
However, the net NPA remained static at 0.18 per cent at the end of December 2025. During the quarter, however, the bank's capital adequacy ratio rose to 24.63 per cent compared to 21.98 per cent at the end of December 2024, according to PTI.
On the other hand, Return on Assets (ROA) moderated to 1.83 per cent in Q3-FY2026 compared to 1.99 per cent for Q3 FY2025. The government, which owns over 45 per cent stake in IDBI Bank, plans to sell its stake, and the process is underway for this, as per PTI.
Meanwhile, life insurance behemoth LIC, which has a 49.24 per cent shareholding in IDBI Bank, is keen to hold a strategic stake so that it can enjoy the benefit of the bancassurance channel.
IDBI Bank share price
Shares of IDBI Bank closed at Rs 104.55 per share on Friday, January 16 -- which is 0.29 per cent lower from the previous close of Rs 104.85 apiece. During the day, the counter swung between Rs 106.90 and Rs 104.15 apiece.IDBI Bank is a constituent of BSE 200 index and enjoys a market capitalisation of Rs 1,12,416.36 crore.
Stock Market
Benchmark indices Sensex and Nifty closed in green territory on Friday. The BSE Sensex, after hitting an intraday high of 84,134.97, ended the session at 83,570.35, up 187.64 points or 0.23 per cent. The NSE Nifty50 settled at 25,694.35, up 28.75 points or 0.11 per cent. During the day Nifty50 swung between 25,873.50 and 25,662.40. Sensex and Nifty opened in green today. The BSE Sensex started at 83,670.79, while the Nifty 50 opened at 25,696.05. (With Agency Inputs)
(Disclaimer: The above article is meant for informational purposes only, and should not be considered as any investment advice. ET NOW DIGITAL suggests its readers/audience to consult their financial advisors before making any money-related decisions.)
