According to the announcement, customers will receive prior communication via SMS or email at least 24 hours before the renewal date.
The revised structure introduces three variants – Classic, Premium, and Platinum – with updated benefits and reduced pricing compared to earlier plans.
Key benefits of the new CPP plans
- Card blocking: One-call card blocking facility across all variants.
- SIM card blocking: Available in all plans.
- Emergency travel assistance: Advance for hotel and ticket replacement abroad ranging from ₹80,000 to ₹1.6 lakh depending on the plan.
- Credit fit programme: Complimentary for all customers.
Fraud protection:
- Up to ₹1 lakh cover for PIN-based frauds, phishing, tele-phishing, and transactions where OTP is not required.
- Additional cover of up to ₹25,000 to ₹1 lakh for card-present and card-not-present frauds.
Mobile wallet protection: Up to ₹10,000–₹50,000 if the device is physically lost.
Coverage for family members
- Classic: Primary member only.
- Premium: Primary member and spouse.
- Platinum: Primary member, spouse, and parents (up to four members).
Revised pricing structure
The new CPP pricing is lower than the previous plans, offering more benefits at reduced costs:
| Existing plan price | Revised plan price |
| Classic Lite – ₹1,199 | Classic – ₹999 |
| Classic Plus – ₹1,899 | Classic – ₹999 |
| Premium Plus – ₹2,499 | Premium – ₹1,499 |
| Platinum Plus – ₹3,199 | Platinum – ₹1,999 |
The revised CPP renewal structure will automatically apply at the time of renewal for existing customers.
