What's Happening?
Citi is set to become the sole issuer of American Airlines AAdvantage credit cards, transitioning from a joint issuance with Barclays. This change will take effect on April 24, 2026, when Barclays cardholders
will be moved to Citi's offerings. The transition affects various AAdvantage Aviator cards, which will be replaced by Citi's AAdvantage cards. Cardholders will receive new cards with different account numbers, and their current credit limits will carry over. The transition includes maintaining cardmember anniversary dates and potential changes to annual fees. Citi will honor some legacy benefits from Barclays cards temporarily, but these may be phased out in the future.
Why It's Important?
This transition marks a significant shift in the credit card landscape for American Airlines customers, potentially affecting millions of cardholders. The move consolidates the AAdvantage credit card offerings under Citi, which could streamline benefits and services for cardholders. However, it also raises concerns about the continuity of benefits and the potential for increased fees or reduced rewards. For Citi, this represents an opportunity to expand its customer base and strengthen its partnership with American Airlines. For cardholders, the transition may require adjustments, such as updating billing information for recurring payments.
What's Next?
Cardholders should prepare for the transition by reviewing the new card benefits and updating any automatic payments linked to their current Barclays cards. Citi will begin issuing new cards on April 27, 2026, and cardholders can expect communication from Citi regarding the transition process. It will be important for cardholders to monitor any changes in fees or benefits and to explore options if they hold both a Barclays and a Citi card. Citi may also introduce new promotions or incentives to attract and retain cardholders during this transition period.
