Gold and Prices
Dhanteras 2025 saw significant fluctuations in gold prices. Reports indicated that gold prices dropped by approximately Rs 3,000, while silver prices decreased
by about Rs 7,000 following a record-breaking rally. On October 17, 2025, gold rates were on the rise. Conversely, on October 20, 2025, prices fell. Specific pricing details were provided for major cities like Delhi, Mumbai, and Pune, with separate rates for 22 and 24-carat gold. Additionally, the article offered insights into the potential tax implications of investing in gold, including physical gold, ETFs, and Sovereign Gold Bonds (SGBs). Notably, those who purchased gold worth Rs 1 lakh the previous year saw their investment increase by Rs 55,000. Tips were also provided to help consumers shop smartly during Dhanteras, avoiding potential pitfalls such as hidden charges.
Market Dynamics
The stock market experienced a vibrant Diwali 2025 rally, with the Sensex rising by 411 points, and the Nifty surpassing 25,800. Key factors contributing to this surge were discussed, alongside the trading schedules for Muhurat Trading. The article also examined how specific sectors performed during Samvat 2081, and anticipated potential trends in Samvat 2082. Various IPOs were also examined. The listing of Rubicon Research saw a 27.8% premium, while the Canara Robeco AMC IPO listed with a 5% premium. The performance of these IPOs, along with those of Midwest and Tata Capital, were highlighted. Foreign Portfolio Investors (FPIs) reversed their course, injecting Rs 6,480 crore into Indian markets, fueled by robust economic indicators. The performance of RIL, HDFC Bank, and other stocks were highlighted, providing a snapshot of the market's activity.
Tax and Finances
Numerous financial and tax-related topics were examined. Key dates for tax audits were emphasized, as the tax audit due date was extended to October 31. The article addressed the potential for delays in Income Tax Refunds. The article highlighted the potential of the Post Office's Public Provident Fund (PPF) scheme. Regarding tax planning for returning Non-Resident Indians (NRIs), advice was provided on avoiding double taxation and properly declaring foreign assets. The article examined capital gains taxes on property sales in the fiscal year 2025-26, and the taxability of Diwali bonuses. The article discussed various aspects of home loans, including property-related considerations. Moreover, advice was given on how to safeguard against financial disagreements, especially while planning a home purchase.
Investment Strategies
The piece highlighted several investment opportunities. The Sovereign Gold Bonds (SGBs) were noted, with investors of a specific series expected to receive a 153% return, and another series yielding a 338% return upon final redemption. The potential for high returns was highlighted, with one stock gaining from Rs 1 lakh to Rs 14 lakh in a year. The article also examined the potential for increased returns on investment by the next Diwali. Other topics included advice on avoiding traps when buying gold, and the advantages of credit cards for travelers, along with less commonly-known benefits.
Bank Holidays & Other News
The article provided details on bank holidays during Diwali 2025, clarifying whether banks would be open on October 20 and 21. Also, several other business and financial updates were covered. The possible impact of a mega bank merger was discussed, with potential consolidation of smaller public sector banks. News of significant real estate activity was also present, including rising housing prices in Delhi-NCR, and the emergence of new townships. The article explored how to make flights cheaper using credit cards. The article touched upon real estate investments, commercial leasing, and the launch of the Navi Mumbai International Airport, and its potential impact on property values in Panvel, Ulwe, and Kharghar. The article also examined the implications of gifting property to a spouse.
