India's Finance: IPOs, Inflation, and Tax Changes

• IPO market active: JSW Cement listed, Tata Capital IPO upcoming, Powerica files.
• Inflation dips, banks revise rates, new Income Tax Bill passed, CA's analyze.
• Equity MF inflows surge, real estate booms, avoid premature withdrawals.

India's financial landscape is buzzing! From IPOs to tax changes, the market is in constant motion. This article breaks down the key happenings, offering a glimpse into the trends shaping our financial future. Let's dive in and explore the recent developments.

Market IPO Buzz

The IPO market is active! JSW Cement's listing saw a 4% premium, and other issues like Regaal Resources and BlueStone Jewellery garnered significant subscriptions. Tata Capital's upcoming IPO and Powerica's filing are also making waves. It's a busy season for investors.

Inflation and Rates

India's retail inflation dipped to a remarkable 1.55% in July 2025. Meanwhile, wholesale inflation remained negative for the second month. With some banks revising FD and home loan interest rates, this provides a mixed bag for consumers. Gold prices also saw fluctuations.

Tax and Banking Updates

The new Income Tax Bill 2025 was passed, with CA’s analyzing its implications, especially for ITR filing. ICICI Bank lowered minimum balances, but others like SBI have hiked home loan rates. RBI announced claim settlement rules and there are bank holidays to note.

Sectoral Highlights

The report suggests that Indian equity mutual fund inflows surged by 28% in July. The report highlighted the potential impacts of US tariff shifts on diamond, shrimp, and textile sectors. Also, India’s real estate is booming, with millennials investing heavily.

Financial Planning Tips

CA’s are warning about the hidden costs of premature withdrawals. Investors are reminded to resist impulsive decisions. This section offers advice on choosing between the old and new tax regimes. Also, understanding the impact of the new tax bill on your finances.