Budget 2026 Whispers
The upcoming Budget 2026 is generating significant excitement, with the government potentially aiming to cap the fiscal deficit at 4.3%. Experts suggest
the focus will be on medium-term debt consolidation. The real estate sector is calling for tax relief and stable policies. Discussions revolve around the potential for joint tax filing for married couples. Tax experts are seeking higher deductions and relief in the 30% tax slab. Expectations include clarity on tax regulations and faster dispute resolution to ease business operations. The auto industry is seeking incentives for electric vehicles, along with clarity on GST regulations.
Stock Market Trends
The stock market has seen significant fluctuations. The Sensex experienced a sharp decline of over 1,600 points in three days, with the Nifty falling below 25,200. This drop followed concerns about profit-booking in shares of ICICI Bank and HDFC Bank after their Q3 results. The market also reacted to global uncertainties, including trade tensions. Experts analyze the potential for a short-term recovery. Initial Public Offerings (IPOs) like Bharat Coking Coal and Shadowfax have garnered attention. Additionally, there is news regarding the listing of NSE's IPO.
Banking Sector Dynamics
The banking sector is showcasing diverse trends. Yes Bank reported a substantial 55.4% year-on-year surge in net profit. ICICI Bank saw a 4% YoY drop in net profit. HDFC Bank's net profit increased by 11.4% year-on-year. RBL Bank's net profit skyrocketed to Rs 214 crore, a 5.5x increase. Banks may face closures for multiple days due to employee strikes. The RBI launched the Integrated Ombudsman Scheme 2026. Moreover, HDFC Bank adjusted debit card lounge access rules, and Karur Vysya Bank introduced a capital gains account for tax relief.
Real Estate Sector
The real estate sector is witnessing growth and changes. Capital inflows into the sector surged by 25% to a record $14.3 billion in 2025. Gurugram attracted Rs 86,588 crore in real estate investments in 2025. Office occupancy in Delhi-NCR is expected to exceed 80% by 2027. New schemes for affordable housing are emerging in various cities. A recent court order influences the terms of property possession in Bengaluru. Furthermore, Signature Global signed a Memorandum of Understanding (MoU) worth Rs 380 crore for earthquake-resistant towers.
Economic Indicators
Several key economic indicators provide insights into the overall performance. India's core industries grew by 3.7% in December 2025, with cement leading the list. The IMF upgraded India's growth forecast to 7.3% for 2025. India's Forex reserves rose by $392 million to $687.2 billion. Moody's projects India to grow at 7.3% in fiscal year 2026. The DigiDhan mission saw a 41% CAGR, with digital payments reaching 22,831 crore in fiscal year 2025.
Market & Industry News
Various industries are making headlines. Coca-Cola is planning a $1 billion IPO for its Indian bottling arm, HCCB, in 2026. Silver prices have reached record highs, with corresponding gains in Hindustan Zinc shares. Experts are discussing the opportunities within the silver market. The government is expected to roll out EPFO 3.0 soon. Additionally, the government has announced a new salary account for government staff, combining loans, insurance, and card benefits.
Tax and Financial Insights
Tax-related matters are creating buzz. Income tax refunds may be delayed. The new income tax structure will become effective from April 1 to simplify provisions. Experts are sharing advice on how to handle tax refunds and income tax notices. The Karur Vysya Bank launched capital gains account for tax relief. People are exploring flexi-cap funds, as they have gained popularity. DA hike updates were also shared, including the effect on transport allowance if DA rises to 63%.
