What Is the 'Our Living Islands' Policy?
The viral offer is part of a broader, decade-long Irish government strategy called "Our Living Islands." Launched in 2023, its primary goal is to revitalise and sustain the communities on about 30 offshore islands that are not connected to the mainland
by bridges. Many of these islands have seen their populations decline over generations, and the policy aims to reverse this by improving housing, infrastructure, healthcare, and digital connectivity to attract and retain permanent residents. The vision is to ensure these communities, described as an integral part of rural Ireland, can thrive for years to come.
The €84,000 Grant Explained
The figure that captured global attention, €84,000, is not a cash payment for moving. It's the maximum amount available under a specific grant to refurbish a property. This funding is an extension of Ireland's nationwide Vacant Property Refurbishment Grant, which already existed. The island version offers a 20% top-up to reflect the higher costs of construction in remote locations. The grant provides up to €60,000 for a vacant property and the higher amount of up to €84,000 if the property is officially classified as derelict.
The Crucial Catch: What the Money Is For
Crucially, the grant is a reimbursement, not an upfront payment. You must first purchase a qualifying property yourself, pay for the renovations out of pocket, and then apply to have the costs reimbursed up to the grant limit. The funds can only be used for specific types of work, such as structural repairs to roofs and walls, re-wiring, plumbing, and installing new windows and doors. It does not cover cosmetic updates, furniture, landscaping, or the purchase price of the home itself.
Who Is Actually Eligible to Apply?
To qualify, an applicant must already own or be in the process of buying a qualifying home. The scheme is open to people of any nationality, but it does not grant any special rights to live in Ireland. Non-EU citizens must still meet the country's standard immigration requirements for residency or work visas. Applicants must also demonstrate tax compliance in Ireland. Once renovated, the property must be used as your principal private residence or be made available as a long-term rental, not a short-term holiday let. If you sell the home or cease to live in it within 10 years, you may have to repay the grant.
What Kind of Property Qualifies?
The grant only applies to specific properties on the designated offshore islands, such as Arranmore, Clare Island, and Inis Mór. The building must have been constructed before 2008 and must be proven to have been vacant for at least two years. Proving vacancy often requires documentation like old utility bills or a sworn affidavit. To receive the top-tier €84,000 grant, the property must be confirmed as derelict, either by being on a Derelict Sites Register or through an independent assessment.
