An Indian techie’s viral Reddit post has sparked intense online discussion after he admitted he is considering leaving the US soon after securing a $120,000 (over Rs 1 crore) job offer.
While many see such opportunities as a dream come true, he revealed that his battle with depression and uncertainty about long-term savings has made him question whether staying abroad is worth it.
The post, shared on Reddit’s r/developersIndia forum, titled, “Got 120k offer in Austin. Want to bail from USA as soon as possible because of depression.” In it, the user explained that he was on the verge of completing his master’s degree in Indiana and had landed a job in Austin, Texas.
However, despite achieving what many would consider a career milestone, he admitted
feeling mentally overwhelmed and unsure about continuing his stay in the US.
He also highlighted his financial concerns, noting that he still had an education loan of $40,000 to repay. His primary goal, he wrote, was to save aggressively before eventually returning to India.
Seeking guidance, he asked fellow users for realistic estimates on potential savings over three to four years and whether accumulating Rs 1-1.5 crore in that time frame was feasible or merely a “pipe dream.”
The post quickly gained traction, drawing a mix of practical advice and personal insights from other users.
“Honestly, the math doesn’t math for me… With your loan and your savings goal you need around 200K. Doing that in 3 years means you invest 60K a year (which is basically impossible)..and hope it goes up. 6 years is do-able IMO,” said one user.
Another shared a detailed personal experience, highlighting disciplined financial habits:
“I was able to save $150k with $72k job in Florida in four years, lived very frugally like a student in shared accommodation and without a car, no fancy trips & restaurants, was able to cap the monthly expenses to $1k a month.
Of course I was on opt so social security wasn’t deducted from my check so savings were higher. I had $40k loan but cleared it soon within a year, then sent money to parents then bought a car then bought a house before marriage, yes it’s possible. This is between 2017-2021, the cost of living is a bit lower but your salary is higher than mine at that time,” said another.
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Some users also encouraged the techie to give himself time to adjust and focus on his well-being. “As a fellow hoosier in austin id like to say life is very different here. Given your goal of leaving the US as soon as possible with a 40k loan id give myself atleast 2 years of space to pay it back. Coming here from the mid west id say give your self the chance to enjoy texas a little. Dont stress too much about the loan and focus on getting yourself on your feet. Youve made it brother/sister.
Whether/when you go back to india or not. Live a little. Compared to indiana this place is beautiful. Not the best advice but hmu if i can help with any more indepth notes,” wrote one commenter.
Others offered more direct financial strategies, “Clearing the loan and saving ~125k is achievable. No state taxes is an added bonus. Since you can’t get by without a car in Texas, buy a beater car, and have flatmates. Do not get a brand new or a fairly used car,” another user advised.





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