Bank Holiday Full List In January 2026: Banks across India will observe no major public and regional holidays this week in January 2026 under the RBI holiday calendar. There are no bank holidays this week except for Saturday and Sunday.
During bank holidays, customers can continue to access services through net banking, mobile banking, UPI, and ATMs. However, cheque clearing and other over-the-counter services under the Negotiable Instruments Act will not be available.
Next Bank Holiday In January
The next bank holiday is falling on January 12 on account of the birthday of Swami Vivekananda. Observed as National Youth Day, it commemorates the birth anniversary of Swami Vivekananda, a spiritual leader and youth icon. However, banks will be closed only in Uttar Pradesh as per
RBI holiday calendar.
Bank Holidays In January 2026
January 14: Makar Sankranti / Magh Bihu
Makar Sankranti marks the sun’s transition into Capricorn and is linked to harvest celebrations. Magh Bihu is an important Assamese harvest festival.
Banks will be closed in: Ahmedabad, Bhubaneswar, Guwahati and Itanagar.
January 15: Uttarayana Punyakala / Pongal / Maghe Sankranti / Makara Sankranti
This day is widely observed as a harvest festival across states. Pongal is a major four-day festival in Tamil Nadu celebrating farmers and nature.
Banks will be closed in: Bengaluru, Chennai, Gangtok, Hyderabad and Vijayawada.
January 16: Thiruvalluvar Day
The day honours Tamil poet and philosopher Thiruvalluvar, author of the Tirukkural.
Banks will be closed in: Chennai only.
January 17: Uzhavar Thirunal
Uzhavar Thirunal is a farmers’ festival in Tamil Nadu, recognising the contribution of agricultural workers.
Banks will be closed in: Chennai only.
January 23: Birthday of Netaji Subhas Chandra Bose / Saraswati Puja (Basant Panchami) / Vir Surendrasai Jayanti
The day marks the birth anniversary of Netaji Subhas Chandra Bose. It is also observed as Saraswati Puja, dedicated to the goddess of knowledge, and as Vir Surendrasai Jayanti in Odisha.
Banks will be closed in: Agartala, Bhubaneswar, Kolkata and Chennai.
January 26: Republic Day
Republic Day marks the adoption of the Indian Constitution in 1950.
Banks will be closed across India.
Banks Timings
Most major banks in India, including SBI, Bank of India, and Punjab National Bank, operate between 10 am and 4 pm, while ICICI, HDFC, Axis, Yes Bank, and Kotak Mahindra Bank usually function from 9:30 am to 4:30 pm or 3:30 pm, depending on the branch. Bank of Baroda has slightly extended hours, operating between 9:45 am and 4:45 pm or 10 am to 5 pm, and Canara Bank typically works from 10 am to 3:30 pm.
