Bank Holiday Today, January 14: Are Banks Open Or Closed For Makar Sankranti 2026? Check Full List

Makar Sankranti Bank Holiday 2026: Makar Sankranti, one of India’s major harvest festivals, is being celebrated on January 14, 2026, leading to confusion over whether banks are open or closed today. As

per the Reserve Bank of India’s (RBI) bank holiday calendar, several public and private sector banks across regions will remain closed today.

Along with Makar Sankranti, festivals such as Pongal and Magh Bihu are also being observed in different parts of the country, which has resulted in a bank holiday in multiple states.

Bank holidays in India are state-specific, depending on the location of the bank branch. According to the official RBI holiday calendar, many cities and states will see banks shut on January 14. These festival-related holidays are classified under the Negotiable Instruments Act by the central bank.

Banks will remain closed today in Gujarat, Odisha, Assam and Arunachal Pradesh, where Makar Sankranti and other harvest festivals are being celebrated.

Other Bank Holidays in January

January 15 (Thursday):
Banks will remain closed in Karnataka, Tamil Nadu, Sikkim, Andhra Pradesh, Maharashtra and Telangana.

January 16:
January 16 marks Thiruvalluvar Day. Banks in Tamil Nadu and Andhra Pradesh will remain shut.

January 17:
Banks in Tamil Nadu will remain closed on the occasion of Uzhavar Thirunal.

January 23:
Banks will be closed in West Bengal and Odisha. The day marks Saraswati Puja and the birth anniversary of Netaji Subhas Chandra Bose.

January 26:
Banks will remain closed across all states and union territories as India observes Republic Day.

Bank Holiday Today: What Services Are Available?

Customers are advised to plan their branch visits accordingly during this holiday period. While physical bank branches remain closed on holidays, digital banking facilities continue to function.

If you need to withdraw cash, ATMs operate 24×7 even on bank holidays and can be used for cash withdrawal, balance enquiries and mini statements.

For fund transfers, online banking services such as NEFT, IMPS and RTGS remain available. UPI services also continue to function normally, allowing users to send and receive money on bank holidays without interruption.