Jana Small Finance Bank Q2 profit jumps more than twofold to Rs 170 cr

New Delhi, Oct 23 (PTI) Jana Small Finance Bank on Friday reported more than twofold surge in net profit to Rs 170 crore for the September quarter.

The lender earned Rs 75 crore net profit in the year-ago period.

The bank’s total income improved to Rs 1,816 crore during the quarter under review from Rs 1,540 crore in the year-ago period, Jana Small Finance Bank said in a regulatory filing.

Its interest income increased to Rs 1,587 crore in the July-September quarter from Rs 1,294 crore a year ago.

The net interest income also rose to Rs 819 crore from Rs 608 crore in the same quarter a year ago.

The lender’s asset quality improved in the reporting period, with gross non-performing assets (NPAs) declining to 2.34 per cent of gross advances at the end of the September

2026 quarter from 2.87 per cent a year ago.

However, net NPAs, or bad loans, increased to 1.17 per cent compared to 0.94 per cent in the year-ago period.

The lender’s capital adequacy ratio improved to 19.95 per cent from 19.72 per cent at the end of September 2025. PTI DP TRB