Home Loan Interest Rate Comparison In April 2026: Check What Top Lenders Are Offering

Home

Loan Rate Comparison In April 2026: Buying one’s own house or flat is culturally linked to financial success in India. There is a growing appetite among Indian consumers to own a home even at an early stage of career, with individuals and families actively looking to invest in residential properties. Home loans, thanks to their affordability, availability, and flexibility, have become a popular and important tool for consumers to fulfil their aspiration of owning a house or flat.

A major factor that needs to be considered in a home loan is interest rate. Different lenders offer different interest rates on home loans depending on amount and maturity, credit score, and RBI’s repo rate.

Name of Lender	Interest Rates (p.a.)
State Bank of India	7.25% – 8.70%
HDFC Bank	7.20% onwards
ICICI Bank	7.45% onwards
Axis Bank	8.00% – 11.90%
Bank of India	7.10% – 10.00%
Canara Bank	7.15% – 10.00%
Punjab National Bank	7.20% – 9.10%
IDBI Bank	7.35% onwards
Federal Bank	7.30% – 9.75%
Bajaj Housing Finance	7.15% onwards

(Source Paisabazaar.com)