Is Bengaluru Getting Costlier By The Year? Viral Video Shows Couple’s Rs 38 Lakh Yearly Expenses

Living in Bengaluru does not come cheap, and a recent social media post has put a number to what many city residents already feel. A Bengaluru-based couple took to social media platform, Instagram to share a detailed breakup of their expenses for the year 2025, triggering widespread discussion on the rising cost of living in India’s tech capital.

The couple, who recently settled in the city, revealed that they spent a total of Rs 38 lakh over the year. In addition to this, they invested Rs 25 lakh across mutual funds and other private investment instruments. While the figures surprised many online, the post also offered a rare, transparent look into urban living expenses in a metro city.

Rent and Lifestyle Take the Biggest Share

A significant portion

of the couple’s spending went towards housing. Rent and apartment maintenance alone cost them Rs 5.5 lakh for the year. Groceries, dining out and personal shopping added another Rs 6 lakh to their expenses.

What caught the attention of many netizens was the cost of household help. The couple paid domestic workers a total of Rs 1.5 lakh annually, a figure that sparked debate on social media.

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A post shared by Kritagya Nayyar (@kritagya.nayyar)

Travel, Insurance and Daily Commute

In 2025, they undertook three international trips along with several domestic journeys, spending around Rs 4 lakh in total. During a trip to the United States, Rs 2 lakh was spent on shopping alone.

They also allocated Rs 1 lakh towards health insurance, car insurance and term insurance for the family. Daily commuting costs, including petrol and Uber rides, came to Rs 1.4 lakh for the year.

Big-ticket Expenses and Unexpected Payments

The largest single expense was a gift to man’s father, a new car worth Rs 11.2 lakh. In addition, the couple paid Rs 3.5 lakh in tax arrears during income tax filing.

Other expenses included Rs 24,000 for gym membership and Rs 1.5 lakh spent on app subscriptions, coffee and other small but recurring costs.

Balancing Spending with Savings

Despite the high expenditure, the couple highlighted their focus on financial discipline. Alongside their annual spending, they invested Rs 25 lakh, underlining the importance of long-term financial planning even in high-cost cities.

While the Rs 38 lakh annual spend came as a shock to many, several users praised the couple for their honesty and transparency. The viral post has reignited conversations around how quickly expenses add up in metro cities like Bengaluru and why saving and investing have become more important than ever.