Go Digit Q3 Results: Net profit jumps 37% on higher gross written and direct premiums

Go Digit General Insurance Ltd on Thursday (January 22) reported a net profit of ₹162.9 crore for Q3 FY26, up 37% year-on-year from ₹118.5 crore in Q3 FY25. Profit before tax for the quarter stood at ₹163 crore, compared to ₹119 crore in the same period last year, reflecting a growth of 36.9%.

The company’s gross written premium for the quarter grew 8.7% YoY to ₹2,909 crore from ₹2,676 crore, while gross direct premium increased 20.9% to ₹2,557 crore from ₹2,115 crore in Q3 FY25. Assets under management rose by ₹3,570 crore to ₹22,509 crore as of December 31, 2025, up 18.8% from ₹18,939 crore a year earlier.

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The combined ratio for the quarter stood at 110.7%, compared with 111.4% in the previous quarter and 108.1% YoY. On an IFRS basis (excluding discounting benefit), the unaudited combined ratio for Q3 FY26 was 105.0%, down from 106.2% in Q3 FY25.

Go Digit maintained a solvency ratio of 2.30x as of December 31, 2025, up from 2.24x as of March 31, 2025, well above the regulatory minimum requirement of 1.50x.

Shares of Go Digit General Insurance Ltd ended at ₹324.20, up by ₹3.85, or 1.20%, on the BSE.

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