AU Small Finance Bank Q4 Update: Deposits rise 22.8% YoY to ₹1.53 lakh crore; advances grow 25.1%

AU Small Finance Bank reported strong growth in both deposits and advances for the quarter ended March 31, 2026, according to the bank's provisional business update. The bank said total deposits stood at ₹1,52,660 crore at the end of the March quarter, registering a 22.8% increase from ₹1,24,269 crore in the same period last year.

Deposits also rose 10.3% sequentially from ₹1,38,415 crore reported in the December 2025 quarter.

The Bank said that its gross advances for the quarter rose to ₹1,36,040 crore, reflecting a 25.1% year-on-year increase compared with ₹1,08,778 crore reported a year earlier. On a quarter-on-quarter basis, advances expanded 8.7% from ₹1,25,209 crore recorded in the December quarter.

Also Read: HDFC Bank Q4 update: Advances rise 12% YoY, deposits grow 15.5%

The bank’s securitised and assigned loan portfolio stood at ₹4,290 crore as of March 31, 2026, compared with ₹6,926 crore in the same period last year and ₹4,689 crore in the previous quarter.

Including the securitised portfolio, AU Small Finance Bank’s total gross loan portfolio reached ₹1,40,330 crore, marking a 21.3% increase from ₹1,15,704 crore a year earlier and an 8% rise from ₹1,29,898 crore in the December quarter.

CASA deposits rise nearly 20%

Current and savings account (CASA) deposits also recorded steady growth during the quarter. CASA balances stood at ₹43,360 crore at the end of March 2026, up 19.6% from ₹36,253 crore a year earlier and 8.5% higher than ₹39,946 crore reported in the previous quarter.

However, the CASA ratio came in slightly lower at 28.4% compared with 29.2% in the year-ago period and 28.9% in the December quarter, according to the filing.

The shares of the company ended 0.57% in the red on Thursday, April 2. The stock has fallen nearly 13% in the year so far.

Also Read: Bandhan Bank Q4 update: Advances rise 12.6%, deposits up 10% YoY