RBL Bank Q1 Business Update: Advances grow 21% to ₹1.17 lakh crore; deposits rise 11% YoY

Private sector lender RBL Bank Ltd on Friday (July 3) reported a 21% year-on-year increase in gross advances to ₹117,344 crore as of June 30, 2026, while total deposits grew 11% to ₹124,813 crore, according to its provisional business update for the first quarter of FY2027.

On a sequential basis, gross advances rose 2%, while total deposits declined 10% from ₹139,018 crore at the end of March 2026. Deposits below ₹3 crore increased 13% year-on-year and 2% quarter-on-quarter to ₹65,364 crore.

CASA deposits stood at ₹36,462 crore, broadly unchanged from a year ago but down 22% sequentially. The CASA ratio was 29.2%, compared with 32.5% a year earlier and 33.6% in the preceding quarter. The bank's average Liquidity Coverage Ratio (LCR) for the quarter was 133%, compared with 152% a year ago and 130% in the previous quarter.

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Within the loan book, secured retail advances grew 18% year-on-year, while wholesale advances increased 37% year-on-year and 10% quarter-on-quarter. Commercial banking advances rose 34% year-on-year and 10% sequentially. The bank said the mix of retail and wholesale advances stood at 55:45.

RBL Bank said it tactically chose not to renew certain wholesale deposits during the quarter due to the liquidity available following the completion of the preferential allotment to Emirates NBD P.J.S.C. on June 18, 2026. The bank said the disclosed figures are provisional.

Shares of RBL Bank Ltd ended at ₹359.45, up by ₹4.20, or 1.18%, on the BSE.

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