Punjab & Sind Bank Q3 Update: Total business up 12% to ₹2.49 lakh crore

State-run Punjab & Sind Bank Ltd on Thursday (January 1) has reported steady growth across key business and balance sheet parameters for the quarter ended December 31, 2025, according to a regulatory filing.

As per the provisional figures disclosed by the bank, total business stood at ₹2,49,691 crore as on December 31, 2025, compared with ₹2,41,272 crore as on September 30, 2025 and ₹2,23,267 crore as on December 31, 2024. This translates into a quarter-on-quarter growth of 3.49% and a year-on-year increase of 11.84%.

Also Read: Punjab & Sind Bank Q2 Update: Total business rises 12% to ₹2.41 lakh crore

Total deposits rose to ₹1,39,203 crore at the end of December 2025, up 2.58% from the previous quarter and 9.27% higher than a year earlier. CASA deposits increased to ₹43,182 crore, registering a 4.99% sequential growth and an 8.77% rise on a year-on-year basis. The CASA ratio stood at 31.02% as of December 31, 2025, compared with 30.31% as of September 30, 2025 and 31.16% a year ago.

Gross advances grew to ₹1,10,488 crore, reflecting a 4.66% quarter-on-quarter increase and a 15.25% year-on-year growth. The credit-deposit ratio improved to 79.37% at the end of December 2025, from 77.79% in the preceding quarter and 75.25% in the corresponding period last year.

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The bank said the provisional business figures as of December 31, 2025. Shares of Punjab & Sind Bank closed at ₹ 27.91 on Tuesday, up ₹ 0.22, or 0.79%.