CSB Bank Q3 Update | 21% rise in deposits, 29% growth in gross advances

Private sector lender CSB Bank Ltd on Friday (January 2) released its provisional business update for the quarter ended December 31, 2025.

Total deposits stood at ₹40,460 crore as on December 31, 2025, registering a 21% year-on-year increase compared with ₹33,407 crore on December 31, 2024. On a sequential basis, deposits rose from ₹39,651 crore on September 30, 2025.

Current account and savings account (CASA) deposits were reported at ₹8,316 crore on December 31, 2025, up 3% year-on-year from ₹8,042

crore in the corresponding quarter last year. CASA deposits were ₹8,394 crore on September 30, 2025 and ₹8,918 crore on March 31, 2025.

Also Read: CSB Bank Q1 Results: Stock falls 6% after sharp contraction in NIMs, asset quality deterioration

Term deposits increased 27% year-on-year to ₹32,144 crore in the December quarter, compared with ₹25,365 crore a year ago. Term deposits stood at ₹31,257 crore on September 30, 2025.

Advances against gold and gold jewellery, excluding receivables secured against gold, rose sharply to ₹19,023 crore at the end of December, 2025, marking a 46% year-on-year increase from ₹13,018 crore in the year-ago period. These advances were ₹16,456 crore on September 30, 2025 and ₹14,094 crore as March 31, 2025.

Gross advances grew 29% year-on-year to ₹37,208 crore, compared with ₹28,915 crore as on December 31, 2024. Sequentially, gross advances increased from ₹34,712 crore in the previous quarter.

Shares of CSB Bank Ltd ended at ₹485, up by ₹1.85, or 0.23%, on the BSE today, January 2.

Also Read: CSB Bank Q2 Results | Net profit up 16% on higher NII, lower costs; deposits grow 25%