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State-owned Bank of Baroda has reduced its Baroda Repo Based Lending Rate (BRLLR) by 25 basis points, according to a stock exchange filing.
The BRLLR has been revised from 8.15% to 7.90%, effective December 6, 2025, following a reduction in the repo rate from 5.50% to 5.25%, while the bank’s markup component remains unchanged at 2.65%.
"Pursuant to Regulation 30 of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, this is to inform that Baroda Repo Based Lending Rate (BRLLR) has been changed w.e.f. 06.12.2025," according to a stock exchange filing.
The rate revision comes after the Reserve Bank of India’s Monetary Policy Committee raised its GDP growth forecast for FY26 to 7.3%. RBI Governor Sanjay Malhotra said rural demand remains strong, urban consumption is improving, and private-sector activity is gathering momentum.
Quarterly growth projections for FY26 now stand at 7% for Q3, 6.5% for Q4, and 6.7% and 6.8% for Q1 and Q2 of the next fiscal year.
Q2 Results
Bank of Baroda reported its second-quarter results on October 31. The bank posted a net profit of ₹4,809 crore for the quarter ended September 2025, an 8.2% decline from ₹5,237 crore a year earlier. Net interest income (NII) rose 2.8% year-on-year to ₹11,954 crore.
The bank’s asset quality improved, with gross NPAs falling to 2.16% from 2.28% in the previous quarter, while net NPA declined to 0.57% from 0.60% sequentially.
Shares of Bank of Baroda ended higher on Friday, December 5, by 1.32% at ₹292.00 on the NSE.
The BRLLR has been revised from 8.15% to 7.90%, effective December 6, 2025, following a reduction in the repo rate from 5.50% to 5.25%, while the bank’s markup component remains unchanged at 2.65%.
"Pursuant to Regulation 30 of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, this is to inform that Baroda Repo Based Lending Rate (BRLLR) has been changed w.e.f. 06.12.2025," according to a stock exchange filing.
The rate revision comes after the Reserve Bank of India’s Monetary Policy Committee raised its GDP growth forecast for FY26 to 7.3%. RBI Governor Sanjay Malhotra said rural demand remains strong, urban consumption is improving, and private-sector activity is gathering momentum.
Quarterly growth projections for FY26 now stand at 7% for Q3, 6.5% for Q4, and 6.7% and 6.8% for Q1 and Q2 of the next fiscal year.
Q2 Results
Bank of Baroda reported its second-quarter results on October 31. The bank posted a net profit of ₹4,809 crore for the quarter ended September 2025, an 8.2% decline from ₹5,237 crore a year earlier. Net interest income (NII) rose 2.8% year-on-year to ₹11,954 crore.
The bank’s asset quality improved, with gross NPAs falling to 2.16% from 2.28% in the previous quarter, while net NPA declined to 0.57% from 0.60% sequentially.
Shares of Bank of Baroda ended higher on Friday, December 5, by 1.32% at ₹292.00 on the NSE.
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