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What is the story about?
The Reserve Bank of India’s balance sheet expanded 20.6% year-on-year to ₹91.97 lakh crore in 2025-26, driven by a rise in domestic investments, gold holdings and foreign investments, according to the RBI Annual Report 2025-26.
The central bank said its balance sheet size increased by ₹15.71 lakh crore during the year to ₹91.97 lakh crore as of March 31, from ₹76.25 lakh crore a year earlier. The increase was led by a 44.9% rise in domestic investments, a 63.8% increase in gold holdings and a 7.9% increase in foreign investments.
According to the report, income for the year rose 26.4%, while expenditure increased 102.4% compared with the previous year. The RBI’s overall surplus increased 6.7% to ₹2.87 lakh crore in 2025-26.
The report said the value of gold held by the central bank rose sharply during the year, reflecting higher international gold prices as well as the depreciation of the rupee against the US dollar.
On the liabilities side, notes issued, revaluation accounts and deposits remained the major components of the balance sheet, according to the report.
The RBI said domestic assets accounted for 29.5% of total assets at end-March 2026, compared with 24.8% a year earlier, while foreign currency assets, gold and loans and advances constituted the remaining share of assets.
ALSO READ | RBI projects 6.9% GDP growth for FY27, flags downside risks from West Asia conflict
The central bank said its balance sheet size increased by ₹15.71 lakh crore during the year to ₹91.97 lakh crore as of March 31, from ₹76.25 lakh crore a year earlier. The increase was led by a 44.9% rise in domestic investments, a 63.8% increase in gold holdings and a 7.9% increase in foreign investments.
According to the report, income for the year rose 26.4%, while expenditure increased 102.4% compared with the previous year. The RBI’s overall surplus increased 6.7% to ₹2.87 lakh crore in 2025-26.
The report said the value of gold held by the central bank rose sharply during the year, reflecting higher international gold prices as well as the depreciation of the rupee against the US dollar.
On the liabilities side, notes issued, revaluation accounts and deposits remained the major components of the balance sheet, according to the report.
The RBI said domestic assets accounted for 29.5% of total assets at end-March 2026, compared with 24.8% a year earlier, while foreign currency assets, gold and loans and advances constituted the remaining share of assets.
ALSO READ | RBI projects 6.9% GDP growth for FY27, flags downside risks from West Asia conflict
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